Closing Costs

There are certain standard costs associated with closing the sale of a house. These fees are split between the buyer and the seller, as spelled out in the sales contract.

As I negotiate the sales contract for you, I will not only work to get the sales price you want, I will also work to limit the number of closing costs for which you will be responsible.

I will walk you through the closing costs, answering any questions you may have explaining which costs are decreed by law to be yours and which are negotiable.

Good Faith Estimate

Buyers will receive a "Good Faith Estimate" of closing costs at the time the loan application is submitted to the lender. The estimate is based on the loan officer's past experience and may not include all the closing costs. I will be glad to review the "Good Faith Estimate," answering questions and highlighting missing costs and estimates I believe to be low.

Standard Closing Costs

Loan-Related Costs

  • Loan Origination Fee
  • Points (optional)
  • Appraisal Fee
  • Credit Report
  • Interest Payment
  • Escrow Account

Taxes

  • Property Taxes
  • Transfer Taxes and Recording Fees

Insurance

  • Homeowners Insurance
  • Flood or Quake Insurance
  • Private Mortgage Insurance (PMI)
  • Title Insurance

 

Dave Thurman

REALTOR®

California Real Estate Broker

Providing Comprehensive Real Estate Services to Home Buyers and Sellers since 1976

Click Here to Sign-Up!

Visit Our Company Websites!

Dave Thurman's Blog

Stockton CA Homes for Sale and Real Estate Info - Dave Thurman, REALTORĀ®

Stockton CA Homes for Sale and Real Estate Info - Renee Grosz, REALTORĀ®

Stockton CA Homes for Sale - Dave Thurman Real Estate  - Realty World Dave Thurman

Stockton CA Homes for Sale - Renee Grosz Real Estate - Realty World Dave Thurman

The right agent makes all the difference in the world

Dave Thurman

Each office independently owned and operated


Realty World - Dave Thurman & Associates 2652 East Main Street Stockton, CA 95205
Phone: Cell: Fax:

Staff Profiles | Contact Us | Free Home Valuation | Find A Home! | About Stockton | About Us | Our Featured Homes | Home | Mortgage Shopping | Search Area Homes

Copyright © 2008 Realty World - Dave Thurman & Associates
Portions Copyright © 2008 a la mode, inc.
Another XSite by a la mode, inc. | Admin LoginTerms of UseSite Map
All rate, payment, and area information are estimates and approximations only.